Built by Closers.
For Closers.
We’ve done the 12-hour days and watched our commission disappear.
CapitalFi® is the answer — real support, real freedom, and all your money.
You close it. You keep it.
200+
Lenders On Platform
45+
States Covered with Live Leads
10,000+
BPS Paid to Top Earners Monthly
Designed to Power
Your Pipeline.
PipeCRM Platform
Free, elite CRM that actually works for loan pros.
Marketing & Underwriting Support
We help you get deals in, and get them done.
In-House Processing is optional ($500 Flat)
Use your own, or tap into ours — clean, fast, transparent.
Frequently Asked Questions
What is CapitalFi®?
A commission-first lending platform built for LOs and brokers. You earn 100% commission. No desk fees. No production quotas.
What makes CapitalFi® different?
You keep your money. We provide the platform, tech, support, and leads — without cutting into your income.
What’s the cost?
Flat $500 per file. That’s it. No monthly. No junk fees.
What kind of loans can I close?
Everything: Residential, Commercial, Reverse, Land, Chattel, and more — from 200+ lenders.
Do I have to bring a team?
Solo or team — we’re built for both. You can even earn up to $10,000 for referring other LOs.
We’re not managers. We’re originators — just like you.
Talk to someone who’s actually done the job. Real humans, real answers, every day.
CapitalFi® Fridays — LO Insights Weekly
Real strategies. Real comp. Real talk.
Coming soon: interviews, platform walkthroughs & tips from top producers.
See What People Will Be Saying
No cuts. No games. Just full control, real support, and all your commission.
★★★★★
I kept 250bps and closed in 14 days. No fees. No pressure. Just production.
Sam T.
Loan Officer, Texas
★★★★★
I used to give up 30% of my commission and get zero support. With CapitalFi, I pay $500 per file, close faster, and actually feel in control. It’s what the industry should’ve been all along.
Elizabeth H.
Broker – California
★★★★★
At NextDayMortgage, we’re closing more loans with less friction. My team’s morale is up, our comp is up, and for once — I don’t dread monthly calls with the ‘higher-ups.’
George M.
Broker/Owner – Florida
Plug & Close™
by CapitalFi®
Already have clients — but no time to run the loans?
With Plug & Close™, you bring the client, and we do 100% of the work — from app to clear-to-close. Our licensed team handles everything behind the scenes using CapitalFi’s full platform, keeping you and your client updated every step of the way.
✅ No setup
✅ No overhead
✅ Just a 50/50 split when it closes
Focus on what you do best. We’ll handle the rest.
Need help getting licensed? We’ll walk you through it — fast, easy, and fully supported.